Rates change daily — compare options before you lock.Tip: Use the MLS Monthly Cost tool before you tour homes.Grants may reduce upfront cash needed — check eligibility.New Construction: ask about rate buydowns + closing cost credits.Paying just a little extra can save thousands in interest.Shop insurance early — it can change your payment a lot.HOA fees can change affordability — confirm monthly/annual costs.Ask about assumable mortgages — you may inherit a lower rate.Sellers: estimate net proceeds before you list.Buy before you sell? Compare the timing. Rates change daily — compare options before you lock.Tip: Use the MLS Monthly Cost tool before you tour homes.Grants may reduce upfront cash needed — check eligibility.New Construction: ask about rate buydowns + closing cost credits.Paying just a little extra can save thousands in interest.Shop insurance early — it can change your payment a lot.HOA fees can change affordability — confirm monthly/annual costs.Ask about assumable mortgages — you may inherit a lower rate.Sellers: estimate net proceeds before you list.Buy before you sell? Compare the timing.

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Buy Before You Sell

Many homeowners want to buy their next home first. The key is understanding cash-to-close, timing, and risk. The best strategy depends on your equity, income, credit, and how competitive the market is.

Net Proceeds Calculator Cash to Close Free Monthly Home Valuation

Common options

Sell first, then buy: simplest, but you may need temporary housing.
Buy first with strong reserves: works if you can qualify carrying both homes briefly.
Bridge style solutions: depends on availability and qualifying terms.
Contingent offer: buy offer depends on selling your current home, may be less competitive.

Request a buy/sell plan

We will help you build a step-by-step plan. Expect a call from 352-988-4900 or 407-347-3420.