DTI Pre-Check
Debt-to-income (DTI) is a key factor for mortgage approval. Enter your monthly income and monthly debt payments to get a quick estimate.
Inputs
Before taxes. Include stable qualifying income only.
Car loans, credit cards (minimum), student loans, personal loans, etc.
Mortgage PITI + HOA (if any).
Results
Front-End DTI (Housing ÷ Income)
—%
Back-End DTI ((Housing + Debts) ÷ Income)
—%
DTI guidelines vary by loan type and compensating factors. If you want the exact answer for your scenario, use Ask Bill.