All calculators in one place
Use these tools to explore ideas on your own. When you’re ready, you can save your results and request a personal review so we can help build a plan around your numbers.
Rent vs Buy
Rent vs Buy Calculator
Compare total rent paid versus owning over the next few years, including rough equity and ownership costs you can adjust.
Open rent vs buy
DTI
Existing Debt-to-Income Check
Enter your income and monthly payments to estimate your current DTI and see how close you are to common loan guidelines.
Check my DTI
Variable Income
Variable Income DTI Helper
See how commission, bonuses or overtime might be averaged over time and how much could be used for qualifying in many programs.
Use variable-income tool
Sharing to Buy
Sharing to Buy Calculator
Explore how teaming up with a sharer or co-buyer could change the numbers and make owning more achievable sooner.
Explore sharing to buy
Investing
Rental Property ROI
Estimate rental income, expenses, cash flow and an approximate return on a rental or investment property.
Check rental ROI
Renovation
Renovation Profit / Rent vs Sell
Compare keeping, renting or selling a home after repairs or updates to see which path may make the most sense.
Run renovation numbers
What to do after using a calculator
These tools are meant to start the conversation, not give a final answer. Real programs depend on full applications, credit, property details and lender guidelines.
- Take a screenshot or write down the main numbers that stand out to you.
- Note what worries you most: payment size, down payment, credit, debt, or income stability.
- Share your info through any calculator form, or visit Get Your Plan to request a review.
- We’ll look at options in plain English and talk about next steps if and when you’re ready.