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    Variable Income DTI Checker

    This tool helps estimate your Debt-to-Income (DTI) when income is not the same every month, such as self-employment, commission, overtime, bonuses, or multiple jobs.

    Want this reviewed properly? Expect a call from 352-988-4900 or 407-347-3420. We do not sell your data.

    Free Mortgage Approval Application Standard DTI Pre-Check Credit Help

    Income (average)

    Monthly debts (all borrowers)

    Estimated results

    Total qualifying income (monthly)

    $0

    Back-end DTI (debts ÷ income)

    0%

    Total DTI (debts + housing)

    0%

    General interpretation

    Request a proper review

    Educational estimate only. Not a commitment to lend. Income qualification rules vary by program.

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    Down Payment Assistance (DPA)
    Common DPA types include:
    • Grants (may not require repayment)
    • Deferred-payment second mortgages
    • Forgivable loans (after time/requirements)
    • Employer / community / nonprofit assistance
    • Rate-based assistance (credits or buydowns)
    Check what DPA you may qualify for
    Planning/education only. Eligibility varies by program, income, location, and property type.
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    Bill McElhill • Mortgage Loan Originator (NMLS #2176490)

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