All Pages & Tools

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Core

Rent vs Buy Compare renting vs buying using rent growth, equity, costs, and long-term outcome. Home Affordability Estimate price range and payment comfort using income, debts, taxes/insurance. DTI Pre-Check (Advanced) Enter multiple debts with frequency; calculate DTI + projection + report. Mortgage Calculator Monthly payment + amortization; plan scenarios with taxes/insurance. Buyer Closing Costs (Planned) Estimate cash-to-close and closing costs by scenario.

Renters

Future Rent Projection (Planned) Project your rent increases using historical trends and assumptions. Rent Increase Tracker (Planned) Track rent over time and compare to homeownership costs. Credit Improvement (Planned) Action steps to improve score and reduce interest costs.

Buyers

Cash-to-Close (Planned) Estimate total funds needed: down payment + closing costs + reserves. First-Time Buyer Quiz (Planned) Guided quiz to match loan programs and steps. Offer Strategy (Planned) Guidance on offers, concessions, repairs, and negotiation.

Owners

Live Market Rates Fast page; click “Load Widget” only when you want the live rates. Free Monthly Valuation + Area Report Monthly home value + area report + rate monitoring/refi alerts. Refinance (Planned) Refi breakeven + savings projection. HELOC / Home Equity (Planned) Estimate HELOC payments and compare to refi/second mortgage. Homestead / Tax Savings (Planned) Estimate tax savings using homestead + caps.

Sellers

Net Proceeds / Cost to Sell (Planned) Closing costs + mortgage payoff + net proceeds estimate. Buy vs Sell / Upgrade (Planned) Compare selling vs staying; include payment differences. Seller Closing Costs (Planned) Estimate typical seller costs and credits.

Loan Programs

Loan Programs Overview (Planned) Quick match tool for FHA/VA/USDA/Conv and scenarios. FHA Loans (Planned) Requirements + pros/cons + typical costs. VA Loans (Planned) Eligibility + funding fee + benefits. USDA Loans (Planned) Income/area eligibility + benefits. Conventional Loans (Planned) PMI rules + down payment options. Down Payment Assistance (Planned) DPA options and how to qualify.

Business

Business Loans (Planned) Startups vs existing; documentation + options. SBA Loans (Planned) SBA loan overview + typical requirements. DSCR Loans (Planned) Investor DSCR loans and guidelines.

Contact

Contact Ask questions or request a review of your numbers and options.

Live Market Rates

This page opens fast. The live widget can be heavy — click “Load Live Rates Widget” only when you need it.

Optional Blue – Market Rates Widget

Educational only. Not a loan offer.