Can I buy a house?
Answer 11 quick questions (about two minutes) and get a free, private plan: what you're ready for now, what to work on, and the best next step. No credit check, no sign-up.
Your plan
Your next steps
An estimate to help you plan, not a loan approval or credit decision. Your real options depend on a full application.
Common questions
Is this a pre-approval?
No. It's a free, private check that points you to your next steps. It doesn't check your credit or make any lending decision. A pre-approval needs a short application and a credit check; we can do that whenever you're ready.
Why do you ask about past bankruptcy or foreclosure?
Because most loans have waiting periods after them, and the right next step depends on that. You only answer yes or no and roughly when; we never ask for details here, and you can choose "prefer not to say".
What happens to my answers?
They stay in your browser unless you choose to send them to us for a personal plan. If you do, they're kept private and used only to help you.
For education and planning only. Approximate estimates; not legal, tax or financial advice. Not a loan offer, approval or commitment to lend. Example rates are for illustration only; rates can change and may not be available at commitment or closing. Rates, terms, taxes, insurance and program rules vary and change; your actual numbers may differ. Mortgage services by Bill McElhill, NMLS #2176490, licensed in Florida, Georgia and Texas.
Get your personalized plan
Bill will look at your answers and send you a plan with the loan types, grants and steps that fit you. Free, no obligation and no credit check.
Bill McElhill
- Realtor®, RE/MAX Titanium
- Loan Originator, NEXA Lending · NMLS #2176490
- Call or text 352-988-4900
- WhatsApp Bill
- Mortgages: BillMc@NEXAMortgage.com
- Real estate & general: Bill@HomesCalculator.com