New construction

New construction homes

Explore communities, models, prices and current builder incentives. Then let us register you before your first visit, so you have your own representation at no cost to you.

Important: most builders only accept your own agent if they're with you, or registered, on your first visit. Contact us before you visit a model home.

Search new constructionCommunities, models, prices and incentives.Open search → Get current incentivesWe will check this month's builder offers for you.Ask us → True monthly costInclude HOA and CDD fees in your payment.Calculate →

Current builder incentives near you

Many builders offer incentives to help buyers: money toward closing costs, a lower interest rate, upgrades or a lower price. Some are excellent. Some are not as good as they look.

Why get advice before you choose

The type of incentive matters. A permanent rate buydown lowers your rate for the life of the loan. A temporary buydown (such as a 2-1) only lowers it for the first year or two. A closing cost credit lowers the cash you need.
Most builders insist you use their lender to get the incentive.
That lender sometimes charges more on the loan (a higher rate or extra fees) to win back part of what the incentive costs.

How Bill helps

As a Realtor and a mortgage loan officer, Bill can compare the builder's lender offer with an independent quote, line by line, and show you which deals really save you money. It's free, and you get your own representation.

Compare incentives with the calculator

Builder offers change every month. Tell us what you're looking for and we'll send you the current incentives that match.

Get the builder incentive details

Tell us a little about what you need. We'll send you the details, check whether the deal is as good as it looks, and register you with the builder before your first visit.

Your name

Phone

Email

Which home? (optional)

Bedrooms you need

Your price range

Do you need to sell a home first?

If selling, roughly what's it worth?

When would you like to move?

Anything else? (optional)

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Common questions

Do I need my own agent to buy a new build?

You don't have to, but it's wise. The builder's sales team works for the builder. Your own agent works for you, often at no cost to you, but most builders require your agent to be with you, or registered, on your very first visit. Agents added later are usually refused.

What incentives do builders offer?

Common incentives include closing cost credits, rate buydowns (paying to lower your interest rate, either temporarily or for the life of the loan), upgrades and price reductions on homes that are already built. Offers change often, so ask for the current ones.

What is a CDD fee?

A Community Development District is a special district that pays for a community's roads, water and amenities. Owners repay it through a charge on the annual property tax bill. It can add hundreds or thousands of dollars a year, so include it in your monthly cost.

Should I use the builder's lender?

Builders often tie incentives to their preferred lender. Compare the full picture, including the rate, fees and incentive, with an independent quote before deciding.

Prices, incentives and fees are set by builders and change often. Always confirm with the builder.

Educational information only. This page gives general information to help you learn and plan. It is not legal, tax, financial or other professional advice, or an offer to lend. For advice on your situation, talk to a licensed professional. Terms of use