Licensing & Disclosures

Draft for review by NEXA Lending and RE/MAX Titanium compliance before launch.

Mortgage lending

Bill McElhill is a Mortgage Loan Originator, NMLS #2176490, with NEXA Lending, NMLS #1660690, licensed in Florida, Georgia and Texas. NEXA Lending, 5559 S Sossaman Rd Building 1 #101, Mesa, AZ 85212; Lic.# AZBK-2006218. Branch NMLS #2478065, Florida 34655. Verify licensing at NMLS Consumer Access.

This is not a commitment to lend. All loans are subject to credit approval, underwriting guidelines, property eligibility and program availability. Rates, terms and fees change without notice. Calculator examples are illustrations only and do not reflect a specific loan offer, rate or annual percentage rate (APR).

Real estate

Bill McElhill is a licensed Florida Realtor® (SL3402603) with RE/MAX Titanium, 375 East Highway 50, Clermont, FL 34711. Each office independently owned and operated.

Dual role

Bill McElhill may act as both your real estate agent and your loan originator on the same purchase or sale, and may be paid for each role: a real estate commission through the brokerage and loan origination compensation through the lender. You are not required to use him for both. You are free to choose any real estate agent, lender, title company, inspector or insurance provider, and we encourage you to compare. Any compensation is disclosed to you in writing, including on your Loan Estimate and Closing Disclosure.

Texas consumer complaint and recovery fund notice

CONSUMERS WISHING TO FILE A COMPLAINT AGAINST A COMPANY OR A RESIDENTIAL MORTGAGE LOAN ORIGINATOR SHOULD COMPLETE AND SEND A COMPLAINT FORM TO THE TEXAS DEPARTMENT OF SAVINGS AND MORTGAGE LENDING, 2601 NORTH LAMAR, SUITE 201, AUSTIN, TEXAS 78705. COMPLAINT FORMS AND INSTRUCTIONS MAY BE OBTAINED FROM THE DEPARTMENT'S WEBSITE AT WWW.SML.TEXAS.GOV. A TOLL-FREE CONSUMER HOTLINE IS AVAILABLE AT 1-877-276-5550.

THE DEPARTMENT MAINTAINS A RECOVERY FUND TO MAKE PAYMENTS OF CERTAIN ACTUAL OUT OF POCKET DAMAGES SUSTAINED BY BORROWERS CAUSED BY ACTS OF LICENSED RESIDENTIAL MORTGAGE LOAN ORIGINATORS. A WRITTEN APPLICATION FOR REIMBURSEMENT FROM THE RECOVERY FUND MUST BE FILED WITH AND INVESTIGATED BY THE DEPARTMENT PRIOR TO THE PAYMENT OF A CLAIM. FOR MORE INFORMATION ABOUT THE RECOVERY FUND, PLEASE CONSULT THE DEPARTMENT'S WEBSITE AT WWW.SML.TEXAS.GOV.

Equal Housing Opportunity

We do business in accordance with the Fair Housing Act and the Equal Credit Opportunity Act.