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25 results for FHA

1. Loan guide FHA loan

   Government-insured loan with a low down payment and flexible credit rules.

2. Dictionary FHA Loan

   A low-down-payment loan (3.5% with a 580+ score) with flexible credit rules. It has mortgage insurance, usually for the life of the loan if you put less than 10% down.

3. Loan guide FHA 203(k) renovation loan

   Buy (or refinance) and renovate with one FHA loan.

4. Dictionary FHA MIP Refund

   If you refinance from one FHA loan into another within three years, part of the upfront insurance you paid is credited toward the new loan's upfront insurance. The credit shrinks each month. It is not paid to you in cas…

5. Dictionary FHA 203(k) Limited

   An FHA loan that lets you roll the cost of smaller fixes, like a new roof, flooring, paint or appliances, into your mortgage. It cannot be used for major structural work such as adding rooms or moving load-bearing walls.

6. Dictionary FHA 203(k) Standard

   The full version of the FHA renovation loan for big projects, including structural work. A HUD consultant reviews the plans and inspects the work before contractors are paid. Expect more paperwork and a longer closing.

7. Dictionary FHA Streamline Refinance

   A faster, simpler way to refinance an FHA loan into a new FHA loan, usually to get a lower payment. There is less paperwork and often no appraisal. You must have a good recent payment history and have had the loan for a…

8. Calculator Renovation & FHA 203(k) Budget Calculator

   Plan a fixer-upper: add up repairs, contingency and fees, and see the total project cost, a rough loan amount, monthly payment and cash needed.

9. Dictionary MIP (FHA Mortgage Insurance)

   FHA's version of mortgage insurance: 1.75% added to the loan at closing, plus a monthly charge (0.50% to 0.55% a year for most loans).

10. Calculator Assumable Mortgage Calculator

    Compare taking over a seller's low-rate FHA, VA or USDA loan with a new mortgage. See the gap you need to cover, your blended rate and monthly savings.

11. Page Homeowners

    Tools for homeowners: free monthly home value reports, Extra Credit (HELOC) savings, faster mortgage payoff, refinancing and reverse mortgage options for 62+.

12. Loan guide USDA loan

    Zero-down loan for eligible buyers in eligible rural and suburban areas.

13. Loan guide ITIN loan

    Home loans for borrowers who file taxes with an Individual Taxpayer Identification Number instead of a Social Security number.

14. Calculator Co-Buying a House

    Buying a home with a friend, partner or family member? See who pays what up front and each month, ownership shares, and what each person would get if you sell. Plus the agreement you need.

15. Loan guide Conventional loan

    The most common mortgage, often the lowest overall cost with good credit.

16. Page Buying a Home

    Everything for home buyers in one place: what you can afford, monthly payments, Down Payment Grants, closing costs and expert help from a Realtor who is also a loan officer.

17. Page Mortgage Loan Guide & Loan Finder

    Answer a few quick questions to see which mortgage types fit you, then compare conventional, FHA, VA, USDA, jumbo, renovation, reverse, HELOC and investor loans with pros and cons.

18. Page Professionals Hub

    Loan officers: apply to join NEXA Lending.

19. Page HomesCalculator.com

    Free calculators and simple, jargon-free help for buying, selling and owning a home: affordability, mortgage payments, rent vs buy, home value, Extra Credit (HELOC) and more.

20. Calculator Debt-to-Income (DTI) Calculator

    Enter your income, debts and a real or imaginary house to estimate your debt-to-income ratio, what you might borrow, and what you would pay back. Rough estimate only.

21. Page Down Payment Assistance in Florida

    Find out which down payment and closing cost assistance programs you may qualify for. Florida buyers can search the programs with our free Down Payment Connect tool.

22. Calculator Mortgage Payment Calculator with Taxes, Insurance, PMI & Amortization

    Work out the true monthly payment on any home: principal, interest, taxes, insurance, HOA, CDD and mortgage insurance, plus a full amortization table and extra-payment savings.

23. Loan guide Fixed-rate mortgage (15 vs 30 years)

    The same rate and principal-and-interest payment for the whole loan.

24. Calculator Buyer Payment Sheet for Home Sellers

    Sellers: show buyers what your home costs per month with 0%, 3.5%, 5% and 20% down. Print it or share it, free.

25. Dictionary Ginnie Mae

    Ginnie Mae does not buy or make loans. It guarantees investors will be paid on bonds backed by government loans like FHA, VA and USDA. That backing helps keep those loans available.